Real Estate Transactions Overview

Audience: Everyone

Most real estate closings on Proof are coordinated by your lender or title company. Depending on your specific transaction, you’ll complete either a fully online or a hybrid closing. This guide walks you through both workflows, so you know exactly what to expect on closing day.

Real Estate Transactions Overview

How to Get Started

Proof works alongside your existing real estate process. You don't need to start from scratch. Here's how to get the ball rolling:

1

Contact Your Lender or Title Company

Most closings need to be created through your lender or title company because technical and legal arrangements must be in place before you can close online. If you'd like to use Proof, just let them know and they can get things set up on their end.

2

Check Your Property's Eligibility

When your lender or title company creates your transaction, Proof automatically checks whether your property is eligible for an online closing based on the property address. If online closing isn't available for your property, check with your underwriter or county recorder for more information.

3

Choose Your Closing Type

Based on your transaction, you'll be set up for one of two closing types:

🖥️ Fully Online Closing (eClosing)

Everything happens online. You connect with a notary via live video, eSign your documents, and complete the entire closing package remotely. No in-person meeting required.

🤝 Hybrid Closing

Some documents are eSigned online through Proof before your closing. The remaining documents that require a physical signature are printed and wet-signed at an in-person meeting with your title agent.

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Not sure which closing type applies to you? Reach out to your lender or title company and ask: "Will my closing be fully online or a hybrid closing?"

What About Deeds and Power of Attorney?

Good news — deeds and power of attorney documents can typically be completed on Proof without needing to go through a lender or title company. You can get started on your own.

That said, if you're planning to submit your document to a title agent, mortgage broker, realtor, or the county, it's worth confirming they'll accept it first. Just ask them: "Will you accept a document that has been electronically signed and notarized online?"


Summary Checklist

  • Contact your lender or title company to set up your closing through Proof.
  • Proof will automatically check your property's eligibility for online closing.
  • A fully online closing means everything — including notarization — happens via video call.
  • A hybrid closing means some documents are eSigned online and the rest are wet-signed in person.

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Still unsure? For a deeper look at each closing type, check out Fully Online Closing Overview or Hybrid Closing Overview. For technical help, contact Proof Support.

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